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Category: Lifestyle

Merchant Cash Advance

Merchant Cash Advance

merchantcashadvanceWhen running a business, it is inevitable that at some point of its operation, it will require a loan. It is often used on purchasing equipment, inventory expansion, renovation, or as working capital. A business will require money to finance all sorts of projects. Bank loans are certainly helpful, but it is not easy to obtain, you will have to go through a lot of processes. Particularly for small businesses which have a hard time getting an approval from the bank. As such, they require more stringent requirements when it comes to small businesses. The previous recession we’ve encountered isn’t helping the situation either.

All bank loans require extensive documentation. You will have to provide a graphical statement of your past and future income and how you plan to generate them. It is imperative to present a growth and management plan. Despite having all these requirements, businesses often go through some applications before they obtain a loan.

Merchant financing or business cash advance is a more appealing option for most businesses, be it a large company or a sole proprietorship. It provides a more immediate financing for the day to day needs of business. Although the interests are higher compared to bank loans, it is not much. A lot of private companies and even banks offer a merchant cash advance. The approval process is also quick; it can range from a few hours to four days. The cash required will be transferred to your account in a matter of days. For these reasons, the MCA or merchant cash advance is a more viable option for most business owners.

One of the requirements for a merchant service approval is a good history of credit card sales. This is because the merchant cash advance supplies a certain percentage of your future credit card sales. The deductions will be managed by the credit card processor. This is a good since the business owner won’t have to keep track of all the payment dates. You might also find no credit check financing helpful in terms of covering a wide range of customer. The money you will get from the merchant cash advance will vary depending on the sum of your credit card sales.

Cancer Prevention Tips

Cancer Prevention Tips

cancer-01Cancer is a scary disease. It is one of the leading cause of death every year. The bad part of it is you don’t know you have it until it has spread. There are a lot of factors that can increase the risk of getting it. Fortunately, with modern science, we can fight and prevent it from happening.

Here are some of the tips:

  1. Losing weight and maintaining it at a healthy level is one of the basic tips in preventing cancer. The risk of cancer increases when your weight increase too. For the female, an increased body weight means that your body is producing more female hormones. This increases your risk of getting ovarian, cervical and breast cancer.
  2. We all know smoking is bad so why still do it? It affects your lungs as well as your oral cavity and stomach. Smoking increases the cancer risk exponentially. Let’s not forget your loved ones receiving secondhand smoke.
  3. To maintain the proper weight, you will need to eat the right foods. Go for fruit and vegetable juices. Eat green vegetables for they contain magnesium which prevents unnecessary cell replication. Antioxidants are found in these foods which help improve your immune system. Aside from fruits and vegetables, you might also want to try GcMAF yogurt. It is an exciting discovery that is when used can trigger your own body’s immunotherapies. Best of all it has no side effect.
  4. Exposing yourself to radiation is a big no. Aside from x-rays, your cell phone is a source of radiation. Avoid long talks on your cell phone because it can expose you to microwaves according to some studies.
  5. Never disregard something that you feel isn’t right in your body. Any symptom or ailment could mean cancer. Always consult a doctor before self-medicating. Any bleeding or unusual pain is something your doctor should know so that they can assist you properly and on time. Letting these ailments last longer only increases your risk.

All in all the main message is to maintain a healthy lifestyle. Take care of your body so that you can take care of your loved ones.